Home Renovation in Singapore: A Practical Guide for First-Time Homeowners

January 12, 2026

If you are renovating a home in Singapore, you may start all excited, but soon the reality starts to set in. For many homeowners, especially first-timers, renovation is the first time dealing with permits, approval timelines, contractor coordination, and budget trade-offs all at once. All of this can become a bit overwhelming. 

In practice, most renovation stress doesn’t come from choosing tiles or colours. It comes from underestimating how regulated home renovation work is in Singapore, particularly for HDB flats. Even oversighting small things, such as hiring the wrong contractor or misunderstanding approval requirements/guidelines, can easily lead to delays, extra costs, or having work stopped midway.

This blog is written for homeowners who want a clearer, more realistic picture of how home renovation works in Singapore. We’ll walk through the rules, planning stages, and common decisions you’ll face. Our tips and descriptions will be based on how actual renovation projects unfold on-site to give you a clear, hands-on experience. 

Home Renovation in Singapore: Everything You Need to Know

In Singapore, home renovation typically involves improving an existing property so it better supports daily living. This can include reworking layouts, updating finishes, painting upgrades, or upgrading electrical and plumbing systems. The home renovation understanding scope can range from light cosmetic updates, such as painting and carpentry, to more advanced works like kitchen reconfiguration or bathroom upgrades.

What many homeowners only realise midway through renovation is that understanding the regulations and planning accordingly is just as important as the visual design, if not more. The rules you need to follow depend heavily on your property type. For example, if you are renovating an HDB flat, the process is heavily regulated as compared to renovating a condo or landed home. There are number of rules and regulations that must be adhered to.

Understanding these differences early helps you avoid redesigning layouts, reapplying for approvals, or adjusting expectations halfway through the project.

HDB, Landed Property, and Condominium Renovation: What is the Difference 

The table below highlights the key differences between landed property, HDB, and condominium renovation.

ComponentHDB CondoLanded Property
RegulationsFrom HDB body in SingaporeMCST needed for renovation to take place.BCA approval. Most freedom compared to Condo & HDB.
Scope of WorkMajorly interior, renovating non-structural elements only.Also interior with more focus on house flexibility.Unlimited. Can include outdoor features.
CostBudget-friendly.Higher compared to HDB Expensive. The owners bear it all alone.
Working Hours9AM-6PM on weekdays. No Sundays and holidays.MCST regulates the renovation hours.More flexible. Need to avoid noise.

Care & Maintenance No management fees incurred. Include monthly maintenance feesMaintenance is upon the owner.

Step-by-Step Guide for Home Renovation in Singapore

Home renovation needs strategic planning, approvals from recognized bodies, and proper execution. When you understand every step of the home renovation process, it helps you mitigate cost overruns, delays, and stress.

Below, we discuss the steps that comprise the HDB home renovation process in Singapore.

Step 1: Pre-Renovation Plans

Initially, homeowners spend time aligning budgets, finalising layouts, and preparing approval submissions. This stage often takes longer than expected, especially when initial designs need to be adjusted to meet regulatory requirements.

Step 2: Home Renovation Work Begins

As soon as the home renovation permit is issued, renovation works begin. Home renovation services such as electrical wiring and plumbing typically come first. Plastering and tiling follow, after which carpentry renovation services are installed to bring the space to life. Painting is done last, transforming the HDB home into a stunning and livable space.

Step 3: Post Renovation 

After home renovation services are completed, the contractors conduct a comprehensive site inspection to ensure everything is according to the approval plan and design. They review everything, from fitting and finishes to installation before handing over the home to the owners.

Home Renovation Rules and Permits in Singapore Explained

There are regulations and permits required for critical home renovations in Singapore. For HDB flats, most renovation approvals are handled directly through the Housing & Development Board (HDB), particularly for works involving flooring changes, wall modifications, or windows.

Here are the key regulations and approvals for home renovation activities in Singapore you must know:

#1. Authorities & Approvals 

Housing Development Board (HDB): You can apply for an HDB permit through the Housing and Develoment Board, including for renovation works such as flooring changes, wall hacking, or window replacements.

Building & Construction Authority (BCA): Specifically deals with private properties in Singapore. Apply for a BCA permit for renovation works, including structural changes that require a certified engineer. 

Urban Redevelopment Authority (URA): The URA is involved if the Gross Floor Area needs to be changed.

Shelter Bureau & Fire Safety: This body is needed for fire safety works and the installation of AC units for external HDB home renovations.

#2. Home Renovation Works Requiring Permits 

Most home renovation services in Singapore require permits before a renovation project can begin. Be aware of the following renovation projects in Singapore that must be done upon approval:

  • Hacking
  • Flooring
  • Structural changes
  • External air-con units & window replacements
  • Renovation works are done by licensed professionals.

#3. What to Do Before HDB Renovation

Before embarking on a home renovation in Singapore, every homeowner must do the following:

  1. Check the renovation requirements for your property type via HDB guidelines.
  2. Hire a licensed professional for your renovation projects.
  3. Ensure your plans have been submitted via MY HDBPage for HDB properties and through CORENET for URA or BCA property types.
  4. Before starting any renovation work, get approval from a reputable authority in Singapore.

Top 5 Budget-Friendly Home Renovation Ideas & Tips for 2026

The rising labor and material costs for home renovation in Singapore have changed how homeowners think of interior design. Everyone wants a comfortable and stylish home at affordable rates.

Good news! You can get the home of your dreams through strategic tips and ideas through HDB or condo renovations in 2026. We have compiled practical home renovation ideas, ideal for first-time homeowners looking to transform their homes this year.

#1. Strategic Wall Painting

Space Factor Interior Design HDB Condo

Punggol drive

Wall painting is one of the budget-friendly home renovation ideas that can transform your home without major demolition. Many homeowners underappreciate the power of strategic wall painting in home renovation.

You can use grey, warm white, or beige tones to create a polished and lasting look, as has been done by our designers in the portfolio image above. Alternatively, you can use a bold color on a single wall to add character to any space. 

This renovation method is ideal for minimalist themes, such as Japanese-inspired home renovation in Singapore, that value balance and simplicity. Therefore, wall painting is cost-effective and well-suited for first-time renovations before moving on to more extensive home renovation works.

#2. Upgrade Lighting Fixtures

"Condo — PARADISE IN THE CITY @ HIGH PARK RESIDENCE - 3"

High Park Residence

Lighting is an important element in any home. Well-designed lighting creates a unique and dramatic feeling when used effectively. Generally, poorly designed lighting in a room makes it appear smaller and outdated. On the other hand, well-placed lighting enhances both the aesthetics and functionality of a room. As can be seen in the image above, the designers have smartly used different types of modern lightings to enhance the room’s appearance.

Moreover, replacing the existing lighting fixtures with energy-efficient LED lights can significantly improve the energy efficiency of your home. You can incorporate dimmer switches to establish a flexible atmosphere in a room during renovation. 

#3. Invest in Statement Pieces 

Home Renovation Living Room Singapore

Cascadia

One of the smartest home renovation ideas is investing in statement pieces. Even one or two statement pieces in any space can exude a timeless look. For instance, one outstanding coffee table, a well-designed dining light, or a premium sofa can transform the entire space without spending much. As an example, consider the image above where a simple yet unique feature wall serves as the media wall, which creates a unique appearance along with the floating console.

If you’re using a home renovation loan in Singapore, investing in statement pieces and furniture can profoundly help you manage renovation costs. 

#4. Use of Home Accessories 

"HDB Design– MODERN FARMHOUSE @ BISHAN - 29"

Modern Farmhouse

The use of home accessories as a home renovation idea is underrated. Accessories such as mirrors, rugs, throws, and cushions can change a space, making it appear elegant without making permanent changes.

For instance, mirrors in the room reflect light, making a small room feel bigger. Similarly, furnishings add warmth and texture to any space, while decorative items establish visual interest. In most cases, home accessories are easy to change and don’t require a home renovation. As an inspiration, check out the portfolio image above where the plush cushions, thick rug, and unique ottoman creates a stylish elegance in the room.

#5. Use of Greenery

Tanglin Living room 3

Globe-Trotting Lifestyle @ Tanglin

Using greenery is another budget-friendly idea that homeowners in Singapore can adopt. Typically, greenery in a space adds texture and color and creates an inviting mood without requiring heavy renovation, such as hacking.

Many homes incorporate greenery to complement minimalist, modern design. A plant strategically placed in a home can beautify a plain corner, making it a focal point while maintaining an uncluttered and tidy look, as has been done by our designers in the picture above.

Starting your Home Renovation in Singapore

When starting a home renovation in Singapore, it isn’t always about choosing colours and layouts. Homeowners must navigate regulations, approvals, timelines, and coordination across different departments.

Whether you are renovating an HDB flat or planning works for a private home, approaching the process with clarity and patience makes a significant difference. That is why it is important to understand what is permitted, how much sufficient lead time to allow for approvals, and work with experienced professionals helps prevent disruptions that can derail a project halfway through.

Space Factor has experience in transforming homes in Singapore through quality home renovation services. Book an appointment with us today to see how we can help you revamp your home. 

FAQs about Home Renovation in Singapore

How long does a home renovation take in Singapore?

Most home renovations in Singapore take between 8 and 12 weeks once work begins on site. However, the total timeline is often longer when you include planning, design finalisation, and approval processes, especially for HDB flats.

Do I need a permit for home renovation in Singapore?

Yes, most renovation works in Singapore require permits. HDB flats need approval from the Housing & Development Board, while private properties may require MCST or BCA approval depending on the scope of work. 

What are the most common home renovation mistakes?

Some common home renovation mistakes include a lack of a clear renovation vision, setting an undefined budget, being obsessed with design over function, and maintaining the same layout, among others. 

What do I require to know about renovating a house in Singapore?

You’ll be required to conduct a property survey, hire a professional and licensed renovation contractor, set a realistic budget, and apply for all planning and renovation permits, among others.

How can I keep my renovation within budget?

Set a realistic budget and keep some extra aside for unexpected costs. Focus on upgrades that improve how your home works, not just how it looks. Try to finalise your design early, as changes during renovation often lead to delays and higher costs.

Space Factor Team

About Space Factor

Welcome to Space Factor, Singapore’s leading boutique interior design company. We are a team of highly qualified and experienced professionals who specialise in all aspects of HDB, condo and landed property interior design and renovation. Our team comprises in-house interior designers, carpenters, sub-contractors, and other professionals who ensure that the complete interior design and renovation process is carried out seamlessly and effectively. 

We create contemporary design spaces that are desirable and affordable to everyone. We commit to quality workmanship regardless of the project size. We are dedicated and committed to providing our customers with a consistent, fuss-free experience. By taking into consideration clients’ requirements and preferences, we deliver exceptional solutions that exceed customer expectations. 

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